# insimbi

> insimbi curates the right transaction, rails and record for every value movement, whether fiat, stablecoins, markets or tokens. For US enterprise merchants: you set the rules for routing, payouts and pricing, see every fee and every decision, and keep your data.

The market figures on the home page are third-party data about cards, stablecoins, markets, tokens, agentic commerce and value-added services, with sources; forecasts are marked. insimbi's own rates and metrics are not published yet. Markdown twin of any page: append .md, or send Accept: text/markdown.

## Pages
- [insimbi · the right transaction, rails and record for every value movement](https://insimbi.net/index.md): insimbi curates the right transaction, rails and record for every value movement, whether fiat, stablecoins, markets or tokens. For US enterprise merchants: you set the rules for routing, payouts and pricing, see every fee and every decision, and keep your data.
- [Product](https://insimbi.net/product.md): The right transaction, rails and record. Seven pillars, one ledger.
- [Routing](https://insimbi.net/product/routing.md): You choose where each transaction goes.
- [Payouts](https://insimbi.net/product/payouts.md): You choose when money lands.
- [Fee visibility](https://insimbi.net/product/pricing.md): Every fee, line by line.
- [Data](https://insimbi.net/product/data.md): Your data. Export it any time.
- [The record](https://insimbi.net/product/record.md): One ledger under every movement.
- [Fiat and cards](https://insimbi.net/product/fiat.md): Accept, route and pay out across cards and bank rails.
- [Stablecoins](https://insimbi.net/product/stablecoins.md): Dollar stablecoins as one more rail, on the same record.
- [Markets](https://insimbi.net/product/markets.md): Funding and settlement for regulated venues.
- [Tokens](https://insimbi.net/product/tokens.md): Money in and out of tokenized assets.
- [Machine and agentic](https://insimbi.net/product/agentic.md): Let agents pay, inside limits you set.
- [Value-added services](https://insimbi.net/product/value-added.md): The extras, itemized and optional.
- [Use cases](https://insimbi.net/use-cases.md): Illustrative scenarios. How the pillars fit together.
- [A marketplace paying sellers in dollars and stablecoins](https://insimbi.net/use-cases/marketplace-payouts.md): A US marketplace with 40,000 sellers, some in the US and some abroad.
- [An agent paying for API calls, one request at a time](https://insimbi.net/use-cases/agent-api-payments.md): A US data provider selling an API, and the AI agents that call it.
- [A procurement agent buying from suppliers](https://insimbi.net/use-cases/procurement-agent.md): A US manufacturer that lets an AI agent reorder parts from approved suppliers.
- [An event-contract venue settling winners](https://insimbi.net/use-cases/prediction-market-settlement.md): A US regulated event-contract venue with retail customers.
- [A tokenized fund taking subscriptions and paying redemptions](https://insimbi.net/use-cases/tokenized-fund.md): A US asset manager running a tokenized short-term Treasury fund for qualified investors.
- [A retailer taking control of card costs](https://insimbi.net/use-cases/retailer-routing.md): A US omnichannel retailer with stores and an online shop.
- [An insurer paying claims on the fastest sensible rail](https://insimbi.net/use-cases/insurer-claims.md): A US property insurer paying claims to policyholders and repair shops.
- [A software platform billing people and agents](https://insimbi.net/use-cases/software-platform-billing.md): A US software company selling seats to people and usage to AI agents.
- [Developers](https://insimbi.net/developers.md): One API, for your team and your agents.
- [Changelog](https://insimbi.net/changelog.md): What changed, and when.
- [Pricing](https://insimbi.net/pricing.md): Fees you can read before you sign.
- [Switch](https://insimbi.net/switch.md): Move at your own pace. Roll back any time.
- [Customers](https://insimbi.net/customers.md): Merchants who run their own payments.
- [Company](https://insimbi.net/company.md): We curate the right transaction, rails and record for every value movement.
- [Security](https://insimbi.net/security.md): What we can show you, and when.
- [Legal](https://insimbi.net/legal.md): Terms and privacy.
- [Status](https://insimbi.net/status.md): System status.

## Origin
insimbi is isiZulu for iron. insimbi serves US enterprise merchants. The idea behind it is ubuntu: 'Umuntu ngumuntu ngaBantu', a person is a person through other people. A payment only completes when every party does its part.

## Agents
- [agents.md](https://insimbi.net/agents.md): runbook written to agents
- [llms-full.txt](https://insimbi.net/llms-full.txt): every page, one fetch